Investor Loan Types
-
A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors. Instead of qualifying mainly based on your personal income, the loan uses the rental property's income to determine its ability to cover the mortgage payment.
It can be a flexible option for investors looking to purchase or refinance rental properties and grow their real estate portfolio.
-
A Rehab Loan is designed to help finance the purchase and renovation of a property. It can provide funds for both the property and eligible improvements, making it a useful option for investors looking to fix, improve, and increase the value of a property.
-
A Ground-Up Loan is designed to finance the construction of a new property from the ground up. It can help cover land acquisition and construction costs, making it a flexible option for investors and builders developing new residential properties.
-
A Bridge Loan is a short-term loan designed to provide temporary financing until long-term financing is available. It can help investors purchase a new property, complete renovations, or cover financing gaps while preparing for a sale or refinance.
-
A Fix & Flip Loan is a short-term loan designed for investors to purchase, renovate, and resell a property for profit. It can help cover both the property purchase and renovation costs.

